A solution-oriented scheme with a mandatory lock-in of 5 years or until retirement age, whichever is earlier — structured around a specific long-term goal rather than a market-cap or asset-class mandate.
Taxation: depends on the scheme's actual equity allocation at any given time, which can shift the applicable tax treatment — check the specific scheme's category classification. This is general information, not tax advice — confirm current rules for your situation with a qualified professional.
1 Day
+0.40%
1 Week
+1.25%
1 Month
+3.80%
1 Year
+2.61%
Median NAV change across direct-plan, growth-option schemes in this category. Updated daily from AMFI.
Top & bottom performing schemes
Top 3
Union Retirement Fund+0.75%
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth+0.67%
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option+0.67%
Bottom 3
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth+0.07%
ICICI Prudential Retirement Fund - Pure Debt+0.09%
SBI Retirement Benefit Fund - Conservative Plan+0.13%
Top 3
SBI Retirement Benefit Fund - Aggressive Plan+5.72%
Union Retirement Fund+5.61%
PGIM India Retirement Fund+5.59%
Bottom 3
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth+1.24%
ICICI Prudential Retirement Fund - Pure Debt+1.64%
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth+2.09%
Top 3
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth+13.12%
ICICI Prudential Retirement Fund - Hybrid Aggressive+8.21%
ICICI Prudential Retirement Fund - Pure Equity+7.45%
Bottom 3
HDFC Retirement Savings Fund - Equity Plan - Growth Option-3.26%
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option-2.97%
Axis Retirement Fund - Aggressive Plan-0.68%
Explore this category further
See the full live category table on the dashboard, or estimate returns with the MF returns calculator using this category's actual historical median.